The Clear LineREPORTING

Loan data in.
Trusted reports out.

The Clear Line Reporting builds Power BI reporting for Australian non-bank lenders, mortgage managers and loan servicers. Month-end stops being a spreadsheet exercise and becomes a refresh.

Book a discovery call See a sample report

Month-end shouldn’t depend on one spreadsheet and one person.

  • Extract, copy, paste, repeatThe same manual steps every month, and every funder wants a slightly different cut.
  • Lookups that break without telling anyoneA trailing space in a loan ID and a balance quietly drops out of the category total.
  • Numbers that don’t reconcileFinance, credit and treasury each hold a different arrears figure for the same date.
  • Key-person riskOnly one person knows how the workbook works, and they are on leave at quarter end.

Reporting built around how lenders actually run.

  • Portfolio and management reporting

    Balances, settlements, discharges, and product and channel performance, from one governed model.

  • Arrears and collections analytics

    Ageing buckets, roll rates and trends by lender, product and cohort, so deterioration shows up early.

  • Funder, warehouse and securitisation packs

    Pool cuts, eligibility and concentration limit testing, and trustee and investor reporting.

  • Data modelling and SQL tuning

    Star schema design over your loan servicing platform, slow report remediation and stored procedure optimisation.

  • Legacy report migration

    Move SSRS, Excel and Access reporting onto Power BI without losing the business logic buried inside them.

  • Training and handover

    Documentation and hands-on sessions so your team can maintain and extend everything we build.

One model. Every cut of the book.

Pick a lender below. Every figure comes from the same data model, so the totals always agree with the parts.

Portfolio and arrears overview
Illustrative sample data, as at 30 June
Net balance
$412.6m
Active loans
1,206
Total arrears
$7.6m
Arrears 30+ days
1.02%
Net balance by month ($m)
Arrears ageing ($m)
1–29 days
30–59 days
60–89 days
90+ days

From first call to reports your team owns.

  1. Discovery

    We review your current reports, source systems and pain points, and agree scope and a fixed price. See the full due diligence steps.

  2. Data model

    We build a standard lending data model over your servicing platform, with automated refresh.

  3. Build and reconcile

    Reports are built in Power BI and reconciled line by line against your existing numbers.

  4. Handover

    Documentation, training and a support period, so nothing depends on us staying around.

Three ways to work with us.

Fixed-price report pack

A defined set of reports, such as an arrears pack or a funder pack, delivered for an agreed price.

Project build

A full reporting layer or a migration off legacy reports, scoped and delivered in stages.

Monthly retainer

Ongoing enhancements, new reports and support, with an agreed number of days each month.

Lending people who happen to build reports.

The Clear Line Reporting is a specialist consultancy based in Sydney, working only with lenders and loan servicers.

It draws on more than 20 years in Australian financial services technology, across the full lending lifecycle from origination through to post-settlement servicing, with deep hands-on experience in SQL Server, data warehousing and Power BI.

That means fewer workshops explaining what an arrears bucket or a payment waterfall is, and faster delivery of reports that credit, finance and treasury teams trust.

More about us →

Tell us what month-end looks like today.

A 30-minute discovery call on Google Meet, no obligation. Pick a time below and bring one report that causes you pain; we’ll talk through how it could run itself. Times are shown in your own time zone.

If the calendar doesn’t load, open the booking page, or email reportingservices@theclearlinereporting.com